Every Tuesday, I send one short email about the financial decisions Canadian families actually deal with — insurance, investing, taxes, RESP, TFSA, estate planning, mortgages and the expensive mistakes worth avoiding.
There is already more financial content online than anyone could ever read.
The problem is knowing what actually matters when you're deciding what to do with your own money.
Manish Money Minute takes one useful financial idea, removes the jargon, and explains what you should actually be thinking about.
These are the kinds of decisions we break down every week.
What actually happens when your Term 20 life insurance ends?
If you have an extra $1,000 a month, should it go to your mortgage, TFSA, RRSP or somewhere else?
Why can two families earning the same income need completely different financial plans?
How do parents accidentally raise financially dependent adults?
When does an RESP make sense — and what mistakes should parents avoid?
What happens to your finances if one day you can't sign your own name?
Why do otherwise smart investors still buy high and sell low?
If those are questions you'd like to understand before they become expensive decisions, you'll probably enjoy Tuesday's email.
Short enough to read with your morning coffee. Useful enough to make you think differently about a decision.
Most people start with:
“Where can I get the highest return?”
I think there's a better question:
“What job does this money need to do first?”
Because the answer can be completely different depending on whether you have expensive debt, no emergency fund, unused TFSA room, young children, or no protection if your income suddenly disappears.
You probably don't need another person telling you “max your TFSA,” “buy insurance,” or “invest for retirement.”
The useful part is understanding the decision behind the advice.
Get Manish Money Minute in your inbox every Tuesday. Short. Practical. Written for Canadian families.
